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ashontz
Joined: 27 Dec 2006
Posts: 723
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 Posted: Wed Mar 19, 2008 10:51 am Post subject: Re: Insurance Rates! |
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I didn't think it would be much. Who's the insurer?
I figure I'll just be getting liability, maybe $5,000 or $10,000 in hull insurance to cover materials in case someone plows into it why it's on the ground. Figure I'd do all the repairs myself if something happened.
$400/yr is about what I pay for my old '85 Nissan pickup truck for liability only, about $35/month. That's reasonable. Get an outdoor tie-down at a grass strip somewhere nearby and I'd be looking at $85/month to have it just sit there. That's about what most people would pay for one hour of rental time. Use it maybe 200hrs/year (16hrs/month or 4 hours each saturday) at $16/hr in fuel, that's like $3,600/yr for the joy of flight with insurance and tie down. I'll take it. People pay that much a season to keep a boat docked they can't afford to put gas in.
| Sabrina wrote: | Great Lunch Time News...
I have been quoted $331 for 1M liability insurance on my 150.
I have been quoted $389 for 1M liability insurance on my Sabrina (XL).
I have been quoted $1 for each 50 of hull in motion coverage for my 150.
I have been quoted $1 for each 25 of hull in motion coverage for my Sabrina (XL).
Two caveats as to the Sabrina E-LSA only:
No coverage for any occurrence with a PIC who has less than 2 hours PIC in the Sabrina prior to the flight in question.
All maintenance, repairs and modifications MUST be signed off by an IA, AP or E-LSA Repairman with Inspection rating. All Service Bulletins issued by Sabrina Aircraft Manufacturing (not Zenith) must be complied with.
The quote before the maiden flight was around $2400--just before New Years' eve--they would not break out hull/liability at that point.
The agent finds humor in the fact that I can manufacture an aircraft at age 14 but I can't sign off a repair on it until I am 18.
off to classes... |
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ashontz
Joined: 27 Dec 2006
Posts: 723
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| Posted: Wed Mar 19, 2008 11:03 am Post subject: Re: Insurance Rates! |
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What's your engine, a Lycoming. I'm guessing the average fuel burn on my corvair will be 4gal/hr at $4/gal if I cart auto-fuel down to the airport.
| Sabrina wrote: | I did not ask the agent who actually insures it, I have been dealing with Falcon, AOPA and Avemco. Once one quote came in, the other two fell in line within a few dollars.
I burn 6 gallons an hour at 4.99/gal so $30/hour here! I would love $16/hour fuel costs. Pull through tie-down, concrete is $45/mo. In Canada it costs me $50/hour just for fuel. |
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psm(at)ATT.NET
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| Posted: Thu Mar 20, 2008 5:55 pm Post subject: Insurance Rates! |
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Hi Sabrina,
It sounds like your prop is not ideal for the XL. Since it is
considerably faster (potentially) than the 150 I think it should have
a steeper pitch. That is even more appropriate if the prop has been shortened.
You know, the definition of maximum LSA speed depends on a number of
things. If I remember correctly it is 120 Knots Calibrated Airspeed
at sea level with maximum continuous power. This gives plenty of
room for a much faster plane to be legal if the manufacturer
(Sabrina) defines the maximum continuous power setting to correspond
to the 120 knots CAS. This sounds a lot better to me than cutting
down the prop to limit airspeed.
There is a really nice propeller calculator on the Culver prop web
page. It can tell you what pitch to have on your prop for a given
RPM and airspeed. You might find having your prop re-pitched will
give you a lot more bang for you fuel buck.
Good luck,
Paul
XL fuselage
At 01:45 PM 3/19/2008, you wrote:
| Quote: | My Cessna 150L burns 4g/hr in the pattern, 6g/hr cruising at 3000',
5g/hr leaned at altitude. The E-LSA has the same engine and prop
combo, so I expect similar numbers. Both O-200As, both flying at
around 1300 pounds. The prop on the E-LSA was clipped to 67 inches
to keep it under the LSA speed limit at cruise RPMs, and to give the
required ground clearance in case of a bungee failure and flat nose tire.
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Larry Hursh
Joined: 16 Feb 2008
Posts: 125
Location: Edwardsburg, MI (near Elkhart, IN)
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| Posted: Sat Mar 22, 2008 12:56 pm Post subject: Insurance Rates! |
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Hey Andy,
Too bad you don't live near me. I live on a 2650' grass strip and we allow almost anyone to keep their plane or parasail here for free. Of course, none of the land owners are going to be responsible for your aircraft if something should happen to it. We all watch out for each other here and its a great neighborhood I live in.
I've always had this dream of living on a private airstrip and have my own hanger and my plane right out of my backyard. We built the home 3 years ago now and I AM building the Zodiac 601. I just got a start on it and I'm waiting on Zenith to ship my wing kit next. I didn't realize there was such a long lead time though. Poor planning on my part I guess. I ordered it on December 4th. Its supposed to ship the first week in May. The fuselage kit has a 14-16 week lead time too. Bummer.........
Being as old as I am (5 hopefully, I should be able to get a good rate on the insurance when that time comes.
Larry H
ashontz <ashontz(at)nbme.org> wrote:
| Quote: | --> Zenith-List message posted by: "ashontz"
I didn't think it would be much. Who's the insurer?
I figure I'll just be getting liability, maybe $5,000 or $10,000 in hull insurance to cover materials in case someone plows into it why it's on the ground. Figure I'd do all the repairs myself if something happened.
$400/yr is about what I pay for my old '85 Nissan pickup truck for liability only, about $35/month. That's reasonable. Get an outdoor tie-down at a grass strip somewhere nearby and I'd be looking at $85/month to have it just sit there. That's about what most people would pay for one hour of rental time. Use it maybe 200hrs/year (16hrs/month or 4 hours each saturday) at $16/hr in fuel, that's like $3,600/yr for the joy of flight with insurance and tie down. I'll take it. People pay that much a season to keep a boat docked they can't afford to put gas in.
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[quote][b]
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_________________
Larry Hursh (N650LM Reserved)
"One rivet at a time......one day at a time.."
CH650 (Converted from CH601XL)
1/2 done with fuselage
will be Corvair Powered |
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