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Flying Naked
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pj.ladd(at)btinternet.com
Guest

Posted: Thu Mar 02, 2006 6:17 am Post subject: Flying Naked

ou become a much, much tinier target, >>



Hi Robert,

you may be a tiny target for them but if they hit you for your bank account, 

house,car you will feel like a big target. Not forgetting my main point. In 

what sort of a state are you going to leave the family of the guy you 

killed?. Although lawyers do very nicely thank you, remember that it is the 

victim who is sueing you not the lawyer.



I agree with John Hauk. If it is a choice between hull insurance and 

liability protection, ditch the hull insurance.  Your top monetary loss is 

the cost of the plane. Damage to third parties has no limit.



Cheers



Pat



do not archive 



--

rlaird

Joined: 10 Jan 2006
Posts: 373
Location: Houston

Posted: Thu Mar 02, 2006 6:31 am Post subject: Flying Naked

I'm not saying I agreed with that philosophy, but I do think it has _some_

merit.  If you don't have insurance, and you don't have a lot of assets,

then they will have a lot of trouble finding a lawyer to sue you.  The cost

of the lawyers fees could easily stretch beyond the total sum of the assets

you do have.  That would mean the person suing would get nothing, and the

lawyer is also likely to come up short... so, what lawyer would touch it?



Again, I'm not saying I agree with it, but in a outside-the-box thinking

kind of way, it makes sense.



  -- Robert



do not archive

On 3/2/06, pat ladd <pj.ladd(at)btinternet.com> wrote:

 	  Quote: 	
		  

 



 ou become a much, much tinier target, >>



 Hi Robert,

 you may be a tiny target for them but if they hit you for your bank

 account,

 house,car you will feel like a big target. Not forgetting my main point.

 In

 what sort of a state are you going to leave the family of the guy you

 killed?. Although lawyers do very nicely thank you, remember that it is

 the

 victim who is sueing you not the lawyer.



 I agree with John Hauk. If it is a choice between hull insurance and

 liability protection, ditch the hull insurance.  Your top monetary loss is

 the cost of the plane. Damage to third parties has no limit.



 Cheers



 Pat



 do not archive



 --

_________________
~~~~~~~~~~~~~~~~~~~
Robert Laird
formerly: MkIIIc w/ 912ULS & Gyrobee
current: Autogyro Cavalon w/ 914ULS
Houston, TX area
http://www.Texas-Flyer.com

JetPilot

Joined: 10 Jan 2006
Posts: 1246

Posted: Thu Mar 02, 2006 9:57 am Post subject: Re: Flying Naked

 	  pj.ladd(at)btinternet.com wrote: 	
		  



In what sort of a state are you going to leave the family of the guy you 

killed?. Although lawyers do very nicely thank you, remember that it is the 

victim who is sueing you not the lawyer.



	




If a guy gets into an ultralight or experimental airplane, then he is accepting the risk... That is between him and his family, not my responsibility.   



What usually happens is not justice, something fails or some mechanical failure, and the family sues you for something that was not your fault.  People are greedy , lawyers are also in it up to thier eyeballs also, they get 33 % and dont care about right and wrong,they just go after who they can extort money from.   Its not a matter of justice, its usually a matter of who you can demand money from.   



What was a system set up with good intentions has been misused and corrupted into something that takes our freedoms and hurts us all more than people realize.  Do you realize how much of the price of everything you buy is covering liability insurance.  Lawyers and a few people are getting rich at the expense of everyone eles.  That is not justice, and its not right.



Michael A. Bigelow

_________________
"NO FEAR" - If you have no fear you did not go as fast as you could have !!!

Kolb MK-III Xtra, 912-S

wcm(at)tampabay.rr.com
Guest

Posted: Thu Mar 02, 2006 10:20 am Post subject: Flying Naked

He is referring to the innocent guy on the ground that you kill with your 

plane not the pilot of the plane.

Do not archive

---

edchmiel(at)mindspring.co
Guest

Posted: Thu Mar 02, 2006 10:35 am Post subject: Flying Naked

Hi Mike,

        If one does some research, one may find that the high cost of 

insurance is due more to the poor investments of the insurance companies 

(read 'greed') over the last 10-15 years as opposed to the trial judgements. 

The insurance industry in the States is headed for meltdown, much as the S&L 

scandal in the '80's.  As in that case, the consumer - or taxpayer - will 

foot the bill because Washington can pass it on to the taxpayer with no 

repercussions.  What about corporate responsibility?  They pass the costs of 

their mistakes onto you and me because the laws are changed to allow it.



        Have you written your Federal and State representatives of your 

concerns?  Might be more productive than repeated posts on an ultralight 

chat board.  Just MHO.



Ed in JXN

MkII/503

Do not archive.

Oh, while we're at it,it's "their".



---

JetPilot

Joined: 10 Jan 2006
Posts: 1246

Posted: Thu Mar 02, 2006 11:03 am Post subject: Re: Flying Naked

 	  wcm(at)tampabay.rr.com wrote: 	
		  He is referring to the innocent guy on the ground that you kill with your 

plane not the pilot of the plane.

	




You are more likely to kill someone else playing a game of football, baseball, or even by riding your bike down a city sidewalk than hitting someone with your ultralight....



Would you insist on having insurance before you even get on a bicycle or play a sport ?  That is just not the way I like to live....

Michael A. Bigelow

_________________
"NO FEAR" - If you have no fear you did not go as fast as you could have !!!

Kolb MK-III Xtra, 912-S

Duncan McBride

Joined: 16 Jan 2006
Posts: 5
Location: Fort Myers, FL

Posted: Thu Mar 02, 2006 12:54 pm Post subject: Flying Naked

First, when you play football or baseball, all the other players have made the decision to come out on the field and take their chances.  The folks on the ground below you don't have that choice.  Second, you insure against the possible damage you may inflict, on persons or property.  You want to be able to take responsibility for your actions, right?  So if you lose the engine and have to put the plane down in a parking lot, it would be nice to have the money to get everybody's car repaired.  I think I have enough in the bank to pay for any damage I may do with my bicycle, and I'm careful not to run into people.  I think I'm being responsible to my wife and kids by not risking our financial future on an accident I may have in the plane, by having liability insurance.  And a good neighbor to those whose property I fly over.  

Reckless and irresponsible behaviour in the name of freedom and liberty?  That sounds more emotional than bright, to me.  But that's just my opinion, worth what you paid for it.

McBride

319DM, Mark III, Rotax 912, flying once again(!)

Do not archive, for pete's sake

-------------- Original message -------------- 

From: "JetPilot" <orcabonita(at)hotmail.com> 

 	  Quote: 	

 wcm(at)tampabay.rr.com wrote: 

 > He is referring to the innocent guy on the ground that you kill with your 

 > plane not the pilot of the plane. 

 > 

 You are more likely to kill someone else playing a game of football, baseball, 

 or even by riding your bike down a city sidewalk than hitting someone with your 

 ultralight.... 

 Would you insist on having insurance before you even get on a bicycle or play a 

 sport ? That is just not the way I like to live.... 

 Michael A. Bigelow 

 -------- 

 NO FEAR - If you have no fear you did not go as fast as you could have !!! 

 Read this topic online here: 

 http://forums.matronics.com/viewtopic.php?p=19148#19148 

First, when you play football or baseball, all the other players have made the decision to come out on the field and take their chances. The folks on the ground below you don't have that choice. Second, you insure against the possible damage you may inflict, on persons or property. You want to be able to take responsibility for your actions, right? So if you lose the engine and have to put the plane down in a parking lot, it would be nice to have the money to get everybody's car repaired. I think I have enough in the bank to pay for any damage I may do with my bicycle, and I'm careful not to run into people. I think I'm being responsible to my wife and kids by not risking our financial future on an accident I may have in the plane, by having liability insurance. And a good neighbor to those whose property I fly over. 

Reckless and irresponsible behaviour in the name of freedom and liberty? That sounds more emotional than bright, to me. But that's just my opinion, worth what you paid for it.

McBride

319DM, Mark III, Rotax 912, flying once again(!)

Do not archive, for pete's sake

-------------- Original message -------------- 

From: "JetPilot" orcabonita(at)hotmail.com 

 -- Kolb-List message posted by: "JetPilot" <ORCABONITA(at)HOTMAIL.COM>

 wcm(at)tampabay.rr.com wrote: 

  He is referring to the innocent guy on the ground that you kill with your 

  plane not the pilot of the plane. 

 You are more likely to kill someone else playing a game of football, baseball, 

 or even by riding your bike down a city sidewalk than hitting someone with your 

 ultralight.... 

 Would you insist on having insurance before you even get on a bicycle or play a 

 sport ? That is just not the way I like to live.... 

 Michael A. Bigelow 

 -------- 

 NO FEAR - If you have no fear you did not go as fast

  as you could have !!! 

 Read this topic online here: 

 http://forums.matronics.com/viewtopic.php?p=19148#19148 

 ======================================

_________________
Mk III, 319DM

dhkey(at)msn.com
Guest

Posted: Thu Mar 02, 2006 2:00 pm Post subject: Flying Naked

just a story...



My uncle is a doctor, he doesn't carry malpratice insurance and he doesn't 

show many assets, he never gets sued. Soon as the attorneys find out he 

doesn't have insurance they find another doctor.

JetPilot

Joined: 10 Jan 2006
Posts: 1246

Posted: Thu Mar 02, 2006 3:24 pm Post subject: Re: Flying Naked

 	  Duncan McBride wrote: 	
		  



I think I have enough in the bank to pay for any damage I may do with my bicycle, and I'm careful not to run into people.  I think I'm being responsible to my wife and kids by not risking our financial future on an accident I may have in the plane, by having liability insurance.  And a good neighbor to those whose property I fly over.  



Reckless and irresponsible behaviour in the name of freedom and liberty?  That sounds more emotional than bright, to me.  But that's just my opinion, worth what you paid for it.



McBride

319DM, Mark III, Rotax 912, flying once again(!)



	




Here are the FACTS from New York City ALONE:



Pedestrians Killed by Bicyclists: 1 annually



Pedestrians Struck by Bicyclists: 500 annually

Given these stats from ONE city, that would make a number of pedistrians killed and a huge number of pedestrians injured by bicycles each year.   



Now how many bystanders are hurt and killed by ultralights each year ???



The FACTS do not do much to support your "beleifs" do they ???

_________________
"NO FEAR" - If you have no fear you did not go as fast as you could have !!!

Kolb MK-III Xtra, 912-S

esteuber(at)rochester.rr.
Guest

Posted: Fri Mar 03, 2006 5:06 am Post subject: Flying Naked

All,

     I am really tired of this thread but now , hopefully , it is over.. but I just have to point out the fact that when this country was founded on the "principles of freedom" the people who actually supported freedom were only about 33% of the total ! The other 66% were Torreys or didn't care...I'll bet those numbers are pretty close here in this group....

                                                                Give Me Liberty or Give me Death ED in Western NY

                  PS .. Hope I never have to have my "cold dead fingers "pried off the stick of my uninsured Ultrastar !

                                      do not archive

flht99reh(at)netzero.net
Guest

Posted: Fri Mar 03, 2006 7:54 am Post subject: Flying Naked

" I am really tired of this thread but now , hopefully , it is over"



NOT.........Ed shame on you leaving us hang like that. I have found fliers

to be the most intelligent, well read, immersed in cause group of people out

there (next to rocket scientists). I'll bet (not that I gamble) that we are

closer than 66% pro-active and 33% inert. 



And for the statement " the people who actually supported freedom were only

about 33% of the total !" 

I would have to say EVERYONE SUPPORTS FREEDOM! Just very few interact with

the world in order to maintain it, or are willing to fight for it.



I do love the "prying of my cold dead finders" thing though. You have

touched a cord deep in my heart. Sorry your own state membership can't get a

C.C.W. permit past ol hileray though. After all no one but cops should carry

guns! (I don't know how many bad guys performing illegal acts with illegal

weapons I have had to tell that to).

NOW THIS THREAD CAN DIE!



Live and living hands and fingers Ralph of Ohio

Ditto on the "do not archive" thing!



--

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