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Life Insurance

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jeff(at)westcottpress.com
Guest

Posted: Wed Oct 04, 2006 11:02 am Post subject: Life Insurance

My life insurance policy excludes coverage for death in, around or  

even while looking at a small plane.  I'm about to ante up for a new  

policy without the aviation exclusion.   The premium is about 50%  

higher than what I currently have.  Before I take the plunge, does  

anyone know of another means of getting coverage... perhaps for  

flying only... that I've overlooked.



Jeff Carpenter

40304

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morgjj

Joined: 11 Jan 2006
Posts: 24

Posted: Wed Oct 04, 2006 11:11 am Post subject: Life Insurance

Prudential seems to not mind and has very competitive rates. I also

scuba dive and was flagged as a daredevil. 



Anyway, they are cheaper than most that I found and reasonable about

activities.



If you need an agent, email off list and I can send you mine.



Jeff 



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deej(at)deej.net
Guest

Posted: Wed Oct 04, 2006 11:28 am Post subject: Life Insurance

Jeff Carpenter wrote:

 	  Quote: 	
		   



 My life insurance policy excludes coverage for death in, around or

 even while looking at a small plane.  I'm about to ante up for a new

 policy without the aviation exclusion.   The premium is about 50%

 higher than what I currently have.  Before I take the plunge, does

 anyone know of another means of getting coverage... perhaps for flying

 only... that I've overlooked.




	


    I went through Minnesota Life for my life insurance - they have an

aviation policy.  I think they are associated with the AOPA program if I

remember correctly.



-Dj

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pitts_pilot(at)bellsouth.
Guest

Posted: Wed Oct 04, 2006 12:42 pm Post subject: Life Insurance

I don't carry life insurance.  Whe whole idea bothers me.  You're betting you're gonna die prematurely, and they're betting you won't.  What's wrong with this picture????

 

 My other point of view ..... Look at the payoff value of the policy ...... In todays market, how long would that last if the lifestyle didn't change?????  I'd rather use the life insurance premium to buy airplane parts!!!

 Linn

 do not archive opinionated crap.

 

 

 Dj Merrill wrote:

 [quote]    	  Quote: 	
		  --> RV10-List message posted by: Dj Merrill <deej(at)deej.net> (deej(at)deej.net)



Jeff Carpenter wrote:

        	  Quote: 	
		  --> RV10-List message posted by: Jeff Carpenter <jeff(at)westcottpress.com> (jeff(at)westcottpress.com)



My life insurance policy excludes coverage for death in, around or

even while looking at a small plane.  I'm about to ante up for a new

policy without the aviation exclusion.   The premium is about 50%

higher than what I currently have.  Before I take the plunge, does

anyone know of another means of getting coverage... perhaps for flying

only... that I've overlooked.



    	
   

    I went through Minnesota Life for my life insurance - they have an

aviation policy.  I think they are associated with the AOPA program if I

remember correctly.



-Dj



  	
 [b]

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deej(at)deej.net
Guest

Posted: Wed Oct 04, 2006 1:04 pm Post subject: Life Insurance

linn Walters wrote:

 	  Quote: 	
		  

 My other point of view ..... Look at the payoff value of the policy

 ...... In todays market, how long would that last if the lifestyle

 didn't change?????  I'd rather use the life insurance premium to buy

 airplane parts!!!


	


    $400 per year won't buy me a lot of airplane parts, but it will pay

off my house and leave a little left over for the loved ones...



-Dj



do not archive

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bhughes(at)qnsi.net
Guest

Posted: Wed Oct 04, 2006 1:20 pm Post subject: Life Insurance

Make sure the "Aviation Policy" does not exclude Experimental Aircraft.

I believe some do.



Bobby

40116



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rvbuilder(at)sausen.net
Guest

Posted: Thu Oct 05, 2006 5:22 am Post subject: Life Insurance

I went through New York Life, they didn't exclude aviation and treated

it as a slightly higher risk.  Barely made a change to the premium but

it had to be disclosed.



Michael



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