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Homebuilts & Insurance

 
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tya2(at)4-fly.net
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PostPosted: Tue Dec 12, 2006 9:11 am    Post subject: Homebuilts & Insurance Reply with quote

All home builts are by definition experimental. The experimental category
gives us the rights in North America to build what we want and how we want
and to modify or copy various features of other aircraft. Your insurance
company does not care??? It only wants your premiums, whether it is a
Zenair, a Watson special, or a Jones Ultra. Relax about design changes
unless you live in places which insist on over regulation e.g. UK or
Europe. Insurance companies exist to collect premiums, actually getting
claims paid is like winning the Irish Sweepstakes, it happens, but it isn't
likely to happen to you. I speak as someone an insurance company stole
a half a million dollars from because it would not stick up for our rights
against another insurance company and actually go to court.!!!

Chris Heinz designs UGLY, FUNCTIONAL, and CHEAP to build aircraft
but they aren't perfect. They fly safely for the most part, but all could
go faster, and cost more or take longer to build. Be generous to your
fellow builders let them make changes, and modifications. I have flown
experimental aircraft for over 2000 hours and of many different builders,
designs, and designers. I have the scars to prove that not everything
works all of the time. Many times I told those who wanted other than
lycomings in their aircraft it would cost more in the long run, and if they
spent the money on a lycoming that they were on their ford conversions they
could have a lycoming and a constant speed prop too. But they went with
ford conversions until they could not justify their pet project any
longer. There were exceptions. Ray Ward built BD-4 with big block fords
and made them fly FAST....

Good luck, to the slats, slots, VG, players among the group.

I am happy with my certified CH2000, but left to play with it on my own, I
would change the canopy to a slider, take the baggage shelf out and have a
baggage compartment, and add a baggage door, I would have a real fin and
rudder, and a proper trim wheel instead of mickey mouse switch, but I have
a certified aircraft and that is the why I can't improve on the
design. You can change, modify, or improve the design on your
homebuilt zeniths, celebrate the fact!!!

Fritz wrote :

Quote:
I do feel that all those folks flying a CH 701 designed by Chris Heintz
without the slats (major modification) post their name, aircraft serial
number, and aircraft registration number to this site so that the
insurance companies can be aware of what is going on. Maybe one of you
CH-701 drivers could call your insurance company, get the facts and than
post them here. (I understand some folks fly without insurance--- that's
their business)

Yes we are flying Experimental aircraft and I respect that, but, it is no
longer a "CH 701" once you take the slats off and you shouldn't be telling
your insurance company that it is.

Fritz

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taffy0687(at)yahoo.com
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PostPosted: Tue Dec 12, 2006 10:20 am    Post subject: Homebuilts & Insurance Reply with quote

I am in no way saying you can't get insurance--- only to be honest to what you are building, tell the truth to the insurnace company and expect to pay the appropriate premiums. It stands to reason that a one of kind airplane will cost more to insure than one with a proven track record.

I still don't see any of these folks providing names, tail numbers, insurance company names, rates etc.
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Afterfxllc(at)aol.com
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PostPosted: Tue Dec 12, 2006 10:37 am    Post subject: Homebuilts & Insurance Reply with quote

I think Fritz has to be one of those by the book kinda guys that can't read between the lines. Fritz go ahead and let the insurance company know everything and while your at it go ahead and let them know about every rivet that doesn't have the proper edge distance and that you used green scotch brite pads when you know better. The point is that the insurance companies know their risks and rate you accordingly. They will also tie your claim up for years if you lie and they catch you. I think the insurance companies can take care of themselves.

do not archive

Fritz wrote :

Quote:
I do feel that all those folks flying a CH 701 designed by Chris Heintz
without the slats (major modification) post their name, aircraft serial
number, and aircraft registration number to this site so that the
insurance companies can be aware of what is going on. Maybe one of you
CH-701 drivers could call your insurance company, get the facts and than
post them here. (I understand some folks fly without insurance--- that's
their business)

Yes we are flying Experimental aircraft and I respect that, but, it is no
longer a "CH 701" once you take the slats off and you shouldn't be telling
your insurance company that it is.

Fritz

[quote][b]


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taffy0687(at)yahoo.com
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PostPosted: Tue Dec 12, 2006 12:28 pm    Post subject: Homebuilts & Insurance Reply with quote

Afterfxllc----- what's your point ?????????????????????//

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nyterminat(at)aol.com
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PostPosted: Tue Dec 12, 2006 12:39 pm    Post subject: Homebuilts & Insurance Reply with quote

Amen and Amen



In a message dated 12/12/06 13:39:21 Eastern Standard Time, Afterfxllc writes:
Quote:
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I think Fritz has to be one of those by the book kinda guys that can't read between the lines. Fritz go ahead and let the insurance company know everything and while your at it go ahead and let them know about every rivet that doesn't have the proper edge distance and that you used green scotch brite pads when you know better. The point is that the insurance companies know their risks and rate you accordingly. They will also tie your claim up for years if you lie and they catch you. I think the insurance companies can take care of themselves.

do not archive

Fritz wrote :

Quote:
I do feel that all those folks flying a CH 701 designed by Chris Heintz
without the slats (major modification) post their name, aircraft serial
number, and aircraft registration number to this site so that the
insurance companies can be aware of what is going on. Maybe one of you
CH-701 drivers could call your insurance company, get the facts and than
post them here. (I understand some folks fly without insurance--- that's
their business)

Yes we are flying Experimental aircraft and I respect that, but, it is no
longer a "CH 701" once you take the slats off and you shouldn't be telling
your insurance company that it is.

Fritz

Quote:



[quote][b]


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