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Ground loops & Insurance

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lcfitt(at)sbcglobal.net
Guest

Posted: Tue Dec 23, 2008 8:39 am Post subject: Ground loops & Insurance

I had 909 hours before my forced landing - Model IV - with no ground loops. 

And 100 hours in my training airplane C-180 and no ground loops there either 

so my hand is up.



Regarding insureance.  I carried $30,000 hull plus liability and over the 9 

years I flew, I paid about $7,200 for the liability coverage. That $30,000 

check minus the $100 deductable gave me another chance.  I agree that the 

loss of the airplane without coverage wouldn't have crippled us here at 

home, but my hobby most certainly would have changed, as trying to resurrect 

that amount for a new project, from budgeted retirement funds especially in 

our new financial world, would have been impossible.



Lowell

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matronics(at)bob.brennan.
Guest

Posted: Tue Dec 23, 2008 9:18 am Post subject: Ground loops & Insurance

I had about 3 "ground loops" during my training in the UK and 2 when I

started flying again here in the US. All less than 90* and all to the right

when braking. I finally came to the realisation it was the left brake fading

on a short stop and rebuilt the brakes - now no problems. So I guess that

would be a hands-up but not too high. I got real good at dancing on the

rudders though while trying to avoid those bad-brake-induced right turns,

and am still trying to brake(pun intended) the habit of always doing short

turns to the right.



I was going to go insurance-less until Lowell elaborated on his expenses

during his incident, especially the trip(s) to the hospital for

precautionary tests (which by-the-way Lowell might be good to recount here).

Having lived in the UK with the NHS (National Health Insurance) I had

forgotten how back-breaking (not pun intended, but what the heck) the

expenses can be as soon as that ambulance shows up. Also being on the

downslope of 50 I decided that neither turning the ambulance away nor

consuming a large chunk of retirement was an option, especially if

entertaining a passenger, so I now have minimum hull and liability

insurance, where "minimum" ($30k hull, $500k me, $100k passenger) is not

minimal in my opinion but in the insurance company's opinion.



Bob Brennan - N717GB

ELSA Repairman, inspection rated

1991 UK Model 2 ELSA Kitfox

Rotax 582 with 3 blade prop

Wrightsville Pa



--

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patreilly43(at)hotmail.co
Guest

Posted: Tue Dec 23, 2008 9:40 am Post subject: Ground loops & Insurance

Bob C Who do you insure with?

 Pat Reilly

 Mod 3 582 Rebuild

 Rockford C IL



[quote] From: matronics(at)bob.brennan.name

 To: kitfox-list(at)matronics.com

 Subject: RE: Re: Ground loops & Insurance

 Date: Tue C 23 Dec 2008 12:17:19 -0500

 

 --> Kitfox-List message posted by: "Bob Brennan" <matronics(at)bob.brennan.name>

 

 I had about 3 "ground loops" during my training in the UK and 2 when I

 started flying again here in the US. All less than 90* and all to the right

 when braking. I finally came to the realisation it was the left brake fading

 on a short stop and rebuilt the brakes - now no problems. So I guess that

 would be a hands-up but not too high. I got real good at dancing on the

 rudders though while trying to avoid those bad-brake-induced right turns C

 and am still trying to brake(pun intended) the habit of always doing short

 turns to the right.

 

 I was going to go insurance-less until Lowell elaborated on his expenses

 during his incident C especially the trip(s) to the hospital for

 precautionary tests (which by-the-way Lowell might be good to recount here).

 Having lived in the UK with the NHS (National Health Insurance) I had

 forgotten how back-breaking (not pun intended C but what the heck) the

 expenses can be as soon as that ambulance shows up. Also being on the

 downslope of 50 I decided that neither turning the ambulance away nor

 consuming a large chunk of retirement was an option C especially if

 entertaining a passenger C so I now have minimum hull and liability

 insurance C where "minimum" ($30k hull C $500k me C $100k passenger) is not

 minimal in my opinion but in the insurance company's opinion.

 

 Bob Brennan - N717GB

 ELSA Repairman C inspection rated

 1991 UK Model 2 ELSA Kitfox

 Rotax 582 with 3 blade prop

 Wrightsville Pa

 

 --

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matronics(at)bob.brennan.
Guest

Posted: Tue Dec 23, 2008 10:23 am Post subject: Ground loops & Insurance

Falcon, as do a lot of others on this list. I got the policy  through the EAA and was very happy with the personal service including several  phone calls answering my dumb questions.

  

 http://www.eaa.org/insurance/

  

 Bob Brennan - N717GB

ELSA Repairman, inspection  rated

1991 UK Model 2 ELSA Kitfox

Rotax 582 with 3 blade  prop

Wrightsville Pa

 

  

   

 From:  owner-kitfox-list-server(at)matronics.com  [mailto:owner-kitfox-list-server(at)matronics.com] On Behalf Of patrick  reilly

Sent: 23 December 2008 12:38 pm

To: kitfox  matronics

Subject: RE: Re: Ground loops &  Insurance

 

Bob, Who do you insure with?

Pat Reilly

Mod 3 582  Rebuild

Rockford, IL



 	  Quote: 	
		   From: matronics(at)bob.brennan.name

 To:  kitfox-list(at)matronics.com

 Subject: RE: Re: Ground loops  & Insurance

 Date: Tue, 23 Dec 2008 12:17:19 -0500

 

  --> Kitfox-List message posted by: "Bob Brennan"  <matronics(at)bob.brennan.name>

 

 I had about 3 "ground loops"  during my training in the UK and 2 when I

 started flying again here in  the US. All less than 90* and all to the right

 when braking. I finally  came to the realisation it was the left brake fading

 on a short stop and  rebuilt the brakes - now no problems. So I guess that

 would be a  hands-up but not too high. I got real good at dancing on the

 rudders  though while trying to avoid those bad-brake-induced right turns,

 and am  still trying to brake(pun intended) the habit of always doing short

  turns to the right.

 

 I was going to go insurance-less until  Lowell elaborated on his expenses

 during his incident, especially the  trip(s) to the hospital for

 precautionary tests (which by-the-way Lowell  might be good to recount here).

 Having lived in the UK with the NHS  (National Health Insurance) I had

 forgotten how back-breaking (not pun  intended, but what the heck) the

 expenses can be as soon as that  ambulance shows up. Also being on the

 downslope of 50 I decided that  neither turning the ambulance away nor

 consuming a large chunk of  retirement was an option, especially if

 entertaining a passenger, so I  now have minimum hull and liability

 insurance, where "minimum" ($30k  hull, $500k me, $100k passenger) is not

 minimal in my opinion but in the  insurance company's opinion.

 

 Bob Brennan - N717GB

 ELSA  Repairman, inspection rated

 1991 UK Model 2 ELSA Kitfox

 Rotax  582 with 3 blade prop

 Wrightsville Pa

 

 -----Original  Message-----

 From: owner-kitfox-list-server(at)matronics.com

  [mailto:owner-kitfox-list-server(at)matronics.com] On Behalf Of Lowell Fitt

  Sent: 23 December 2008 11:34 am

 To: kitfox-list(at)matronics.com

  Subject: Re: Re: Ground loops & Insurance

 

  --> Kitfox-List message posted by: "Lowell Fitt"  <lcfitt(at)sbcglobal.net>

 

 I had 909 hours before my forced  landing - Model IV - with no ground loops. 

 And 100 hours in my training  airplane C-180 and no ground loops there either

 

 so my hand is  up.

 

 Regarding insureance. I carried $30,000 hull plus liability  and over the 9 

 years I flew, I paid about $7,200 for the liability  coverage. That $30,000 

 check minus the $100 deductable gave me another  chance. I agree that the 

 loss of the airplane without coverage wouldn't  have crippled us here at 

 home, but my hobby most certainly would have  changed, as trying to resurrect

 

 that amount for a new project,  from budgeted retirement funds especially in 

 our new financial world,  would have been impossible.

 

 Lowell 

Archive Search &  Download, 7-Day Browse, Chat, FAQ,
	


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