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Insurance for First Flight
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gmvouga(at)hotmail.com
Guest

Posted: Tue Oct 02, 2007 5:03 am Post subject: Insurance for First Flight

Hi All,



Does anyone know of a good insurance company that will insure first flights? 

  I've had a builders insurance policy with Avemco for 3 years and just 

found out they won't insure the first flight of my RV-7A.



And while i'm on the subject, if you have good experiences with a particular 

insurance company after your RV is flying please let me know.  I would like 

to find low premiums, but I also want a company that will step up to the 

plate in the event of an accident.



Thanks,

Greg



_________________________________________________________________

Gear up for Halo® 3 with free downloads and an exclusive offer. 

http://gethalo3gear.com?ocid=SeptemberWLHalo3_MSNHMTxt_1

vitez(at)carolina.rr.com
Guest

Posted: Tue Oct 02, 2007 5:06 am Post subject: Insurance for First Flight

Falcon (through EAA) will do that.



--

Ed Anderson

Joined: 10 Jan 2006
Posts: 475

Posted: Tue Oct 02, 2007 5:17 am Post subject: Insurance for First Flight

Can't address the first flight issue.  I originally had insurance with 

AVEMCO which covered my first flight (back in 1997), however, the more hours 

I accumulated in the aircraft the higher my insurance rates went - just the 

opposite of what you would expect.



I am now insured with AIG through SkySmith.  I have a rotary powered RV-6A 

and my rates are less than $1100 year for $60K hull and usual liability 

limits



Ed



Ed Anderson

Rv-6A N494BW Rotary Powered

Matthews, NC

eanderson(at)carolina.rr.com

http://www.andersonee.com

http://members.cox.net/rogersda/rotary/configs.htm#N494BW

http://www.dmack.net/mazda/index.html

---

_________________
Ed Anderson
Rv-6A N494BW Rotary Powered
Matthews, NC
eanderson@carolina.rr.com

becki(at)fly-gbi.com
Guest

Posted: Tue Oct 02, 2007 5:46 am Post subject: Insurance for First Flight

We have always insured our planes, from first flight on, with AUA in 

Greensboro. Mac McGee has been wonderful to work with. His number is 

800-727-3823,



Blue Skies,



Becki Orndorff

---

Lenleg(at)aol.com
Guest

Posted: Tue Oct 02, 2007 11:04 am Post subject: Insurance for First Flight

I also use AUA and I am very happy with them.

  

 Len Leggette

  

  

 In a message dated 10/2/2007 9:46:38 AM Eastern Daylight Time,  becki(at)fly-gbi.com writes:

 [quote]-->    RVSouthEast-List message posted by: "Becki"    <becki(at)fly-gbi.com>



    We have always insured our    planes, from first flight on, with AUA in 

Greensboro. Mac McGee has been    wonderful to work with. His number is 

800-727-3823,



Blue    Skies,



Becki Orndorff

---

bertrv6(at)gmail.com
Guest

Posted: Tue Oct 02, 2007 12:14 pm Post subject: Insurance for First Flight

On 10/2/07, Greg Vouga <gmvouga(at)hotmail.com> wrote:

 	  Quote: 	
		   



 Hi All,



 Does anyone know of a good insurance company that will insure first flights?

  I've had a builders insurance policy with Avemco for 3 years and just

 found out they won't insure the first flight of my RV-7A.



 And while i'm on the subject, if you have good experiences with a particular

 insurance company after your RV is flying please let me know.  I would like

 to find low premiums, but I also want a company that will step up to the

 plate in the event of an accident.



 Thanks,

 Greg


	




Greg:  I had Avemco, also when constructing the RV, and notified them when

I moved to the Airport, and told them to change policy to a regular Aircraft,

for the Liability... that was before my first flight;,  Did you know

they never did...

In Other words, I did my first fligtht, with no ISNURANCE... I will

never reccomend

them to any one..



     I have Falcon, Insurance, now, they give good service..  I only Have

LIABILITY... i WOULD LIKE TO HAVE THE HULL, (AS IS CALLED) BUT

AT MY AGE, IS TOO EXPENSIVE....$2,000 PLUS A YEAR,, BUT I WILL

SOME DAY,  IF I CAN SAVE SOME MONEY..



      So if you want to have Liability they are the best rate I could find...

if lyou are under 50 ,, you will get a better rate for the whole

package,  depending

of hours on your log book...



  Sorry I do not have the file with me, for the phone no.   Check on

the phone book,,

if you cannot find it, let me know and I will e-mail to you



good luck



Bert rv6a

do not archive

 	  Quote: 	
		  

 _________________________________________________________________

 Gear up for Halo(r) 3 with free downloads and an exclusive offer.

 http://gethalo3gear.com?ocid=SeptemberWLHalo3_MSNHMTxt_1

sportav8r(at)gmail.com
Guest

Posted: Tue Oct 02, 2007 12:20 pm Post subject: Insurance for First Flight

Who is this guy Leggette?  Wasn't he a member here like 2 years ago or something? I vaguely remember him...  wheel pants on fire, under-powered -8A with oil leaking out, always something interesting 



-Stormy

 

On 10/2/07, Lenleg(at)aol.com (Lenleg(at)aol.com) <Lenleg(at)aol.com (Lenleg(at)aol.com)> wrote:[quote]       I also use AUA and I am very happy with them.

  

 Len Leggette

  

  

 In a message dated 10/2/2007 9:46:38 AM Eastern Daylight Time,  becki(at)fly-gbi.com (becki(at)fly-gbi.com) writes:

 [quote]-->    RVSouthEast-List message posted by: "Becki"    <becki(at)fly-gbi.com (becki(at)fly-gbi.com)>



    We have always insured our    planes, from first flight on, with AUA in 

Greensboro. Mac McGee has been    wonderful to work with. His number is 

800-727-3823,



Blue    Skies,



Becki Orndorff

---

l-fussell(at)comcast.net
Guest

Posted: Tue Oct 02, 2007 5:26 pm Post subject: Insurance for First Flight

Bert,

Call Victoria Pate  Ace Aviation Insurance Athens Ga Cell 678-491-4800 

office 706-549-7005  she did a great job getting me insured on my 7A when I 

ran into the same issue.

Regards,

Larry Fussell

N13LF

---

l-fussell(at)comcast.net
Guest

Posted: Tue Oct 02, 2007 5:36 pm Post subject: Insurance for First Flight

Call Victoria Pate  Ace Aviation Insurance Athens Ga Cell 678-491-4800

office 706-549-7005  she did a great job getting me insured on my 7A when I 

ran into the same issue.

Regards,

Larry Fussell

N13LF



---

gmvouga(at)hotmail.com
Guest

Posted: Wed Oct 03, 2007 3:38 am Post subject: Insurance for First Flight

Thanks to everyone who responded.  It looks like I have 4 companies to call, 

AIG, AUA, Falcon, and Ace Aviation.  I'll post a report of the results after 

I talk to everyone.



I hope to see everyone in the skies around NC soon!



Greg

RV-7A

Finishing wiring

 	  Quote: 	
		  >

>

>Hi All,

>

>Does anyone know of a good insurance company that will insure first 

>flights? I've had a builders insurance policy with Avemco for 3 years and 

>just found out they won't insure the first flight of my RV-7A.

>

>And while i'm on the subject, if you have good experiences with a 

>particular insurance company after your RV is flying please let me know. I 

>would like to find low premiums, but I also want a company that will step 

>up to the plate in the event of an accident.

>

>Thanks,

>Greg

>

>_________________________________________________________________

>Gear up for Halo® 3 with free downloads and an exclusive offer. 

>http://gethalo3gear.com?ocid=SeptemberWLHalo3_MSNHMTxt_1

>




	


_________________________________________________________________

Climb to the top of the charts! Play the word scramble challenge with star 

power. 

http://club.live.com/star_shuffle.aspx?icid=starshuffle_hotmailtextlink2_oct

jclarkmail(at)gmail.com
Guest

Posted: Wed Oct 03, 2007 4:08 am Post subject: Insurance for First Flight

We have had very good service from NationAir.



Multiple planes and first flights.



James

On 10/3/07, Greg Vouga < gmvouga(at)hotmail.com (gmvouga(at)hotmail.com)> wrote: 	  Quote: 	
		  --> RVSouthEast-List message posted by: "Greg Vouga" < gmvouga(at)hotmail.com (gmvouga(at)hotmail.com)>



Thanks to everyone who responded.  It looks like I have 4 companies to call,

AIG, AUA, Falcon, and Ace Aviation.  I'll post a report of the results after 

I talk to everyone.



I hope to see everyone in the skies around NC soon!



Greg

RV-7A

Finishing wiring

 	  Quote: 	
		  >--> RVSouthEast-List message posted by: "Greg Vouga" < gmvouga(at)hotmail.com (gmvouga(at)hotmail.com)>

>

>Hi All,

>

>Does anyone know of a good insurance company that will insure first

>flights? I've had a builders insurance policy with Avemco for 3 years and 

>just found out they won't insure the first flight of my RV-7A.

>

>And while i'm on the subject, if you have good experiences with a

>particular insurance company after your RV is flying please let me know. I 

>would like to find low premiums, but I also want a company that will step

>up to the plate in the event of an accident.

>

>Thanks,

>Greg

>

>_________________________________________________________________ 

>Gear up for Halo® 3 with free downloads and an exclusive offer.

>http://gethalo3gear.com?ocid=SeptemberWLHalo3_MSNHMTxt_1

> 

>

>




	


_________________________________________________________________

Climb to the top of the charts! Play the word scramble challenge with star 



	


-- 

This is an alternate email. Please continue to email me at james(at)nextupventures.com (james(at)nextupventures.com) .

  [quote][b]

Dale Ensing

Joined: 11 Jan 2006
Posts: 571
Location: Aero Plantation Weddington NC

Posted: Wed Oct 03, 2007 5:20 am Post subject: Insurance for First Flight

Greg,

  

 I too have been pleased with NationAir.  Contact is Jenny Estes  877.475.5860. Like you, I had  construction insurance with Avemco but they would not insure the first  flight.

  

 When I made my first flight, NationAir wrote the  insurance with AIG. Something I never could understand was that AIG would not  insure the "test pilot" I had arranged for the first flight who had a lot more  time in RVs then I did and was a CFI. They would only insure me and no  passengers until the Phase 1 was flown off.

  

 Last year NationAir switched me to Global Aerospace  because of price. Thankfully I've never had to make a claim so can't comment on  that end of the service.

  

 One other important  point, are you aware of  the implications of under insuring the hull? Also, once you contact one of the  insurance agents and get a quote, the competions for your business ends. All  other agents will be blocked by the insurance companies to quote on your  needs. 

  

 The RVlist archive has some good info on insurance  if you want more.    http://www.matronics.com/search/

 Dale Ensing

 [quote]We    have had very good service from NationAir.

Multiple planes and first    flights.

James



       	  Quote: 	
		  It      looks like I have 4 companies to call, AIG, AUA, Falcon, and Ace      Aviation.  



Greg

RV-7A

Finishing    wiring



	


[b]

_________________
Dale Ensing
RV-6A
Aero Plantation
Weddington NC

Lenleg(at)aol.com
Guest

Posted: Wed Oct 03, 2007 3:02 pm Post subject: Insurance for First Flight

That was before I had the operation !!!

  

 Lynn

  

  

 In a message dated 10/2/2007 4:20:53 PM Eastern Daylight Time,  sportav8r(at)gmail.com writes:

 [quote]Who is    this guy Leggette?  Wasn't he a member here like 2 years ago or    something? I vaguely remember him...  wheel pants on fire, under-powered    -8A with oil leaking out, always something interesting    



-Stormy



   On 10/2/07, Lenleg(at)aol.com (Lenleg(at)aol.com) <Lenleg(at)aol.com (Lenleg(at)aol.com)> wrote:    [quote]               I also use AUA and I am very      happy with them.

      

     Len Leggette

      

      

     In a message dated 10/2/2007      9:46:38 AM Eastern Daylight Time, becki(at)fly-gbi.com (becki(at)fly-gbi.com)      writes:

     [quote]--> RVSouthEast-List message posted by: "Becki" <becki(at)fly-gbi.com (becki(at)fly-gbi.com)>



    We have        always insured our planes, from first flight on, with AUA in        

Greensboro. Mac McGee has been wonderful to work with. His number is        

800-727-3823,



Blue Skies,



Becki        Orndorff

---

Speedy11(at)aol.com
Guest

Posted: Thu Oct 04, 2007 5:22 am Post subject: Insurance for First Flight

Dale,

 What underinsured hull implications do you refer to?

 I've found the insurance people to have a policy of "honor among  thieves."  That is, if you have a quote or an active insurance policy, they  will not talk to you or give you a quote.  I've told them I will cancel my  current policy if they would give me a quote.  They refuse!  They have  an unwritten rule amongst themselves to not step on each others toes.   Seems almost like collusion to keep prices high and create a sort of  monopoly.

 Stan Sutterfield

  

  	  Quote: 	
		  One    other important  point, are you aware of the implications of under    

insuring the hull? Also, once you contact one of the insurance agents    

and get a quote, the competions for your business ends. All other agents    

will be blocked by the insurance companies to quote on your  needs. 	


 

  



See what's new="_blank">Make AOL Your Homepage.

  [quote][b]

Dale Ensing

Joined: 11 Jan 2006
Posts: 571
Location: Aero Plantation Weddington NC

Posted: Thu Oct 04, 2007 7:42 am Post subject: Insurance for First Flight

Stan,

 I see that Ed Anderson already gave you an excellent explanations of the  possible consequence of under insuring the hull.  NationAir  made sure I understood this when I first had to decide on the level of hull  insurance. Thanks to the RVlist I was aware of the ramifications.

  

 The refusal of quotes was explained to me by an RV  builder/insurance agent on the RVlist a few years ago. His explanation: When you  work with an agent, they will contact the various insurance companies for  pricing and availability of your insurance needs. After the initial quote to an  agent, the insurance company would just be giving the same quote for  the same circumstance to all the other agents that contact them. The one  exception is Avemco as they deal direct.

 Dale

  

 ---

_________________
Dale Ensing
RV-6A
Aero Plantation
Weddington NC

Dale Ensing

Joined: 11 Jan 2006
Posts: 571
Location: Aero Plantation Weddington NC

Posted: Thu Oct 04, 2007 5:57 pm Post subject: Insurance for First Flight

Gee Bill, maybe it's the high level of ability and experience of the tail  wheel pilot!! .......in spite of the antique tail wheel design ;<)

  

 Seriously, there are several factors that are considered when quoting  insurance on an airplane. 

 Owners total flying experience, time in type, type of airplane, where is  the airplane based, paved or grass runway, passed history of claims and maybe  the age of the primary pilot. One of my neighbor told me last weekend that he is  considering selling his Bonanza because of operating cost with insurance being a  primary factor because he is now 75.

 Dale

 [quote]   ---

_________________
Dale Ensing
RV-6A
Aero Plantation
Weddington NC

ceengland(at)bellsouth.ne
Guest

Posted: Thu Oct 04, 2007 6:22 pm Post subject: Insurance for First Flight

It's still collusion. Have you ever heard an independent insurance agent 

for homeowners, automotive, etc insurance tell you that?



You can bet that the same underwriters (meaning the actual insurance 

companies, not the person sitting at the desk) give multiple agents 

quotes on the same property every day when they are working in other fields.



I equate it to Lyc/Cont engine prices; they do it because they can.



BTW, don't let them convince you that the high rates are due to 

'liability', either. If the issue was liability, then why is $1M of 

liability only around $300-$400/yr, but $30K of hull is over twice that 

premium?



Charlie



Dale Ensing wrote:

[quote] Stan,

 I see that Ed Anderson already gave you an excellent explanations of the 

 possible consequence of under insuring the hull.  NationAir made sure I 

 understood this when I first had to decide on the level of hull 

 insurance. Thanks to the RVlist I was aware of the ramifications.

  

 The refusal of quotes was explained to me by an RV builder/insurance 

 agent on the RVlist a few years ago. His explanation: When you work with 

 an agent, they will contact the various insurance companies for pricing 

 and availability of your insurance needs. After the initial quote to an 

 agent, the insurance company would just be giving the same quote for the 

 same circumstance to all the other agents that contact them. The one 

 exception is Avemco as they deal direct.

 Dale

  

 ---

Dale Ensing

Joined: 11 Jan 2006
Posts: 571
Location: Aero Plantation Weddington NC

Posted: Thu Oct 04, 2007 6:44 pm Post subject: Insurance for First Flight

I  agree. Told him is was a blatant restraint of trade.

Dale

---

_________________
Dale Ensing
RV-6A
Aero Plantation
Weddington NC

rickgray(at)roadrunner.co
Guest

Posted: Fri Oct 05, 2007 7:43 am Post subject: Insurance for First Flight

Hey Guys,

 Another data point on Nation Air. I  'had' my insurance with them for quite a few RV's over the past 5 or 6 years.  Yup....they were great as long as they received my premium. They mailed me out a  new bill for each RV....I sent them a check and all was well. No  problem....right up until the engine quit on the HR that I 'owned' for about 5  minutes. I had a LOT of trouble getting them to pay out....then they tried to  DOUBLE my premium and NOT provide any hull on the next plane. I spoke with them  at great length about it and they had no explanation other than 'oh  well...sorry....maybe it will get better after a few years'.

  

 I went to 'Mac' over at AUA and  told him everything that happened with the engine out and Nation Air and he  covered me full hull with a good 'normal' rate right out of the box with the  next airplane with ZERO hrs time in type (RV10). Oh yea....it was still with AIG  who Nation Air was 'blaming' for my 'new rates'.

  

 Let it be known that I am NOT  'putting down' Nation Air....just passing on a few facts so others can make up  their own mind.

  

 Rick at the Buffalo  Farm

 [quote]   ---

tcervin(at)valkyrie.net
Guest

Posted: Fri Oct 05, 2007 8:28 am Post subject: Insurance for First Flight

Rick, I am due for a renewal with Nation Air next month and  this is certainly not what a policy holder wants to here. I paid $1775 last year  for 70K hull coverage on my RV6-A through Global.

         Nation Air had me  through AIG previously but Global beat them in coverage and price last renewal.  Having the "Big Fan" up front quit is bad enough......you certainly don't want  your agent to compound the pain.

                                                                                                                                                      Tom in Ohio (10G) 

 [quote]   ---

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