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darinh
Joined: 20 Apr 2006
Posts: 327
Location: Utah
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 Posted: Fri Jun 19, 2009 7:54 am Post subject: Starr Aviation Insurance?? |
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Anyone have any information on, or experience with Starr Aviation as an insurance underwriter? It is time for me to renew my policy and Falcon sent me two quotes, one from my current underwriter AIG and another from Starr. The Starr quote is a full $1100 below the AIG quote with assumed equal coverage limits. My main question is does Starr cover off airport landing (intentional off airport) as I know AIG does. I would assume that if the airstrip has an identifier than operations at the strip would be covered but again that is just an assumption. AIG will cover you regardless of where you decide to land.
The other question or thought is will AIG even be around in a year? Should I switch to Starr simply because of the problems AIG is having?
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Darin Hawkes
Series 7
914 Turbo
Kaysville, Utah |
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Paul A. Franz, P.E.
Joined: 02 Dec 2008
Posts: 280
Location: Bellevue WA
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| Posted: Fri Jun 19, 2009 12:23 pm Post subject: Starr Aviation Insurance?? |
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On Fri, June 19, 2009 8:54 am, darinh wrote:
| Quote: |
Anyone have any information on, or experience with Starr Aviation as an insurance
underwriter? It is time for me to renew my policy and Falcon sent me two quotes, one
from my current underwriter AIG and another from Starr. The Starr quote is a full
$1100 below the AIG quote with assumed equal coverage limits. My main question is
does Starr cover off airport landing (intentional off airport) as I know AIG does.
|
That's a surprisingly large difference in quote amounts. That would indicate to me
that one or both of two things has occurred - 1) The coverage is different (type of
aircraft, configuration, location, etc) or 2) The evaluation of risk or risk
assessment is different. You need to read your existing policy and make some
summarizing notes. Then phone Starr or have your agent at Falcon do this work for you.
| Quote: | I would assume that if the airstrip has an identifier than operations at the strip
would be covered but again that is just an assumption. AIG will cover you
regardless > of where you decide to land.
|
You got to clear the doubts you have (assumptions). Have your agent at Falcon do the
leg work whether or not you analyze the policy yourself.
You've sure presented worthwhile questions, they deserve accurate answers.
| Quote: | The other question or thought is will AIG even be around in a year? Should I switch
to Starr simply because of the problems AIG is having?
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Uncle Sam has a pretty tight squeeze on them. They can't go away in the next year at
least. They are wanting to pay back their TARP funds now so they can get those
$millions of your policy money going to those highly productive executives they
wouldn't be able to get without the $millions in bonus and incentives.  So, I'd say
they will be business as usual before they miss two inflated bonus cycles.
--
Paul A. Franz
Registration/Aircraft - N14UW/Merlin GT
Engine/Prop - Rotax 914/NSI CAP
Bellevue WA
425.241.1618 Cell
"The spirit of resistance to government is so valuable on certain
occasions, that I wish it to be always kept alive. ... I like a
little rebellion now and then. It is like a storm in the
atmosphere."
-- Thomas Jefferson
"The idea that American 'hate groups' are right-wing and bristling with vets
got new life with JFK's assassination at the hands of a disgruntled vet named Lee
Harvey Oswald. Everybody knew right away that Oswald was an agent of 'hate' -- and
hate was code for right-wing and racist. Supreme Court Chief Justice Earl Warren
summed up the instantaneous conventional wisdom when he blamed the 'climate of
hatred' for Kennedy's death. Everybody knew that the right was involved. There was
just one inconvenient truth: Oswald was a communist who, according to the Warren
report, had 'an extreme dislike of the rightwing' and had actually tried to murder a
right-wing former Army general. When Hollywood filmed the Tom Clancy novel 'The Sum
of All Fears,' it changed the real villains from Jihadi terrorists to a bunch of
European CEOs who were secret Nazis. Because 'everybody knows' that's where the real
threat lies. Sen. John Kerry belonged to an organization of vets that considered
assassinating American politicians. (Kerry denied participating in those meetings.)
Barack Obama was friends with, and a colleague of, a domestic terrorist whose
organization plotted to murder soldiers and their wives at a social at Fort Dix. A
young Hillary Clinton sympathized with the Black Panthers, a paramilitary gang of
racist murderers and cop killers. Bring that up and you're a paranoid nutcase out of
'Dr. Strangelove.' But if you're terrified of a bunch of citizens who throw tea in
the water and demand lower taxes and less government spending, well, that's just a
sign of political seriousness. Because everyone knows who the real threat to the
country is."
-- National Review editor Jonah Goldberg
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_________________
Paul A. Franz, P.E.
Registration/Aircraft - N14UW/Merlin GT
Engine/Prop - Rotax 914/NSI CAP
Bellevue WA
425.241.1618 Cell
425.440.9505 Office |
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